Pay after removal, the best deal I could find for credit repair

Last month, Steve, a good friend of mine, asked me if there is a good credit repair firm. He is a highly skilled construction worker, he always had a job and a very good income, but in 2003 the unexpected happened.

He had a car accident, his back was damaged and he was unable to work for more than 5 months, His health insurance covered most of the medical expenses but by the end he had to pick up a hospital bill for more $ 7,000.

Unable to work and with only a small income he could no longer afford to make payments on his debt. His credit cards and car loan went to collections, his credit scores were ruined, he is been unable to obtain a loan in the last 4 years.

At first, I told him that there is no such a thing as a good credit repair company, half of this credit clinics charge a lot of money upfront for something he could do himself and the other half are scams, they would just take the money and do nothing, but I told him that I was going to do some research and get back to him.

After expending hours surfing the Internet I have found this new company in the page number 26 when searching for "Credit Repair" in google.

With their permission I am reproducing the front page of their website. Right now the only thing I can tell for sure is that they are the only ones offering to do the work first and ask for payment only after they obtain good results, I can’t endorse their services because I never used them but after reading their consulting contract I cannot see how they could be in business unless they really deliver good results.

Here it is, if you have dealt with them before please let us know how they did for you.

What makes BCR Consulting different ?

FIRST:

We offer our “Pay after removal deal"
BCR Consulting is the only Credit Repair Company not charging any money upfront. Really...no money in advance, nothing, zero.

No set-up fee, no fixed monthly payments. We want you to pay only for results.

After you hire us, we get to work as soon as you sign a consulting contract. Your first payment is due seven days after the first derogatory items are deleted from your credit reports.

It's that simple. Only $33.00 per item deleted. No deletions, no payments!

SECOND:

We offer "Personalized Credit Repair"
Only a few credit repair companies do this. This means that we do not use generic dispute letters generated by a computer as 90% of the credit repair companies do. We will assign a credit repair specialist to your case. This person will write those letters by hand, specifically for your case and will always be available if you have any question or special instructions. You will always deal with the same person with no need to explain everything each time you call.

THIRD:

We are very effective.
If there is a legal way of removing a derogatory item we will find it.
Our people have extensive credit repair experience. We know the law and how to use it on your behalf. We also have the expertise to know how different banks and institutions react to different situations. This enables us to plan in advance the best strategy for any particular case. We obtain results. This is why we are able to offer such favorable payment terms.

BCR Consulting can fix your credit at no risk. We deliver good results or you owe us nothing.

We also offer a free credit repair service for those who prefer to repair their credit score on their own.

http://www.bcrconsulting.us